We can try to excuse ourselves as being morally superior to other folks by our charitable qualities and good nature however that is not good enough. That same book (Bible) addresses that too and states that we are all just as corrupt and guilty as the next guy, simply because when we break one rule or law, we are just as guilty. It says everyone has broken His laws - Romans 3:23.
The bottom line is this. You can blame the translations, the spelling, the time it was written and even the color of the paper the Bible was written on. You can claim that if God was really there that He would have dropped a sign in front of you. The problem with all the excuses is simply that it will not work.
A prominent minister used a very clever phrase when he went about the world holding his conferences. He would always state "The end of the world is coming and it comes sooner for some because when you die, it is the end of this world, you will not have a return ticket"
The analogy of the repo man and a new car is at least a decent analogy:
You can go out and buy a brand new car and simply ignore the fact that your agreement was to make your payments on time. You can ignore and ignore, make excuses why you do not have the money. You can blame the car dealer for taking advantage of your overwhelming desire for a new car for your purchase, and you can blame that officer that stopped you speeding and gave you the expensive ticket. You can blame the fact that gas prices went up since you signed the agreement, and that your child needed new shoes but when the repo man shows up in the middle of the night and has your car on his truck, all those excuses will be of no value to you. He has your car and you still owe the dealership the money.
Remember the story of Lazarus in Luke 16:19-31:
 "Now there was a rich man, and he habitually dressed in purple and fine linen, joyously living in splendor every day.  And a poor man named Lazarus was laid at his gate, covered with sores,  and longing to be fed with the crumbs which were falling from the rich man's table; besides, even the dogs were coming and licking his sores.  Now the poor man died and was carried away by the angels to Abraham's bosom; and the rich man also died and was buried.  In Hades he lifted up his eyes, being in torment, and saw Abraham far away and Lazarus in his bosom.  And he cried out and said, 'Father Abraham, have mercy on me, and send Lazarus so that he may dip the tip of his finger in water and cool off my tongue, for I am in agony in this flame.'  But Abraham said, 'Child, remember that during your life you received your good things, and likewise Lazarus bad things; but now he is being comforted here, and you are in agony.  And besides all this, between us and you there is a great chasm fixed, so that those who wish to come over from here to you will not be able, and that none may cross over from there to us.'  And he said, 'Then I beg you, father, that you send him to my father's house-  for I have five brothers-in order that he may warn them, so that they will not also come to this place of torment.'  But Abraham said, 'They have Moses and the Prophets; let them hear them.'  But he said, 'No, father Abraham, but if someone goes to them from the dead, they will repent!'  But he said to him, 'If they do not listen to Moses and the Prophets, they will not be persuaded even if someone rises from the dead.'"